ISTS Retail Payment Solutions
ISTS has built a rich legacy of
delivering state-of-the art, highly
functional, secure and cost-effective
payment solutions at retail locations.
POS Application
Framework
Supports POS
enhancements to leverage POSA,
EBPP, EBT and Smart card solutions.
The framework is built on UPOS
standards. ISTS solutions comply
with PCI PABP (Payment Application
Best Practices) standards.
ISTS can help merchants become
Triple DES-compliant, and further
use encryption processes and
standards, such as DUKPT, to offer
highly secure payment solutions.
POS Peripherals Integration
Framework
Facilitates the
development of products that allow
retailers to accept Smart Cards,
including NFC-compliant Contactless
solutions. The framework supports
easy integration with POS
Peripherals, such as Check Readers,
Signature Capture Devices, PED
Devices, MICR Scanners, DL/ID
Readers, etc. to build and integrate
a variety of highly functional revenuegenerating
Web Payments Development
Framework
Allows retailers to rapidly
deploy customer friendly, usable,
secure eCommerce applications. ISTS
can offer out-of-the-box solutions to
integrate with Payment Gateways,
verified by Visa and Mastercard
Secure Code to offer the most secure
internet commerce experience. ISTS
employs SSL, WS-Security and other
best practices to deliver highly secure
web applications.
Merchant Acquirer and ISO
Payment Solutions
ISTS has built a reusable component
library that can be used to rapidly
build various applications that
constitute a payment processor
infrastructure. ISTS Payment Domain
Consultants with their expertise in
large processor integration can be
part of a solutions ideation exercise
and help lay out the technology stack
for a Payment Processor.
Message Parser Framework
Allows for rapid integration and
processing of traditional and nontraditional
payment message
formats, including ISO 8583, AS2805,
VISA 2 and EMV. The framework also
supports WSDL and XML Schemabased
support for custom formats,
including WS and XML over HTTP.
Transaction Switching and
Authorization Framework
Leverages
Open System-based Java libraries
for high transaction processing,
switching and custom processing,
including transaction authentication,
custom authorization logic and
integration with secure data
handling (Key, Pin, etc.) frameworks.
Security Module Framework
Supports integration with industry
HSMs and PKI infrastructure, such
as Vaults, to provide a mechanism
for Key Exchange, Pin Block handling
and to create secure zones for
transmitting payment data. This
framework can be leveraged to
encrypt or hash secure data storage
on native platforms, such as
relational databases, or for in-transit
message encryption.
Settlement and Clearing
Framework
Helps build standalone
financial applications that are
required for settling payment
transactions, such as Settlement,
Fees and Commissions, Managing
Positions, ACH extracts and
Adjustment Interfaces.
Information Management
Framework
Provides the
infrastructure for creating or
integrating data warehouses for
information storage and analytics.
ISTS can provide custom
development of reporting interfaces
or integrate standard BI Packages
into the Web-based administration
framework for the back office.
Terminal Management
Framework
Allows Merchant
Acquirers to manage and monitor
their countertop POS device
infrastructure at merchant locations
over analog and IP channels. This
framework supports remote
deployment, configuration changes,
business logic change, etc. with
minimal human intervention. This
provides for low cost management
of distributed POS infrastructure.
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